Last Updated: [Insert Date]

These Terms and Conditions (“Terms”) govern your access to and use of our website, products, services, and related content (collectively, the “Services”) provided by [Company Name], located at [Company Address] (“we”, “us”, or “our”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, you must not use the Services.

1. Eligibility

By using our Services, you represent and warrant that you are at least 18 years old or the legal age of majority in your jurisdiction, and that you have the legal capacity to enter into a binding agreement. If you are using the Services on behalf of an entity, you represent that you are authorized to bind that entity to these Terms.

2. Use of the Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not:

• Violate any applicable laws or regulations

• Infringe upon the intellectual property or other rights of others

• Interfere with or disrupt the integrity or performance of the Services

• Attempt to gain unauthorized access to any systems or data

• Use the Services for fraudulent, misleading, or harmful activities

We reserve the right to suspend or terminate your access if we reasonably believe you have violated these Terms.

3. Account Registration

Certain features may require you to create an account. You agree to provide accurate, complete, and current information and to update it as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

We are not liable for any loss or damage arising from unauthorized use of your account.

4. Intellectual Property Rights

All content, trademarks, logos, software, text, graphics, and other materials available through the Services are owned by or licensed to us and are protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal or internal business purposes only. You may not copy, modify, distribute, sell, or create derivative works without our prior written consent.

5. User Content

You may submit, upload, or otherwise provide content (“User Content”) through the Services. By submitting User Content, you grant us a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, distribute, and display such content in connection with providing and improving the Services.

You represent and warrant that you have all necessary rights to submit User Content and that it does not violate any laws or third-party rights.

6. Fees and Payments

If any part of the Services requires payment, you agree to pay all applicable fees as described at the time of purchase. All fees are non-refundable unless otherwise stated.

We reserve the right to change pricing, billing methods, or payment terms at any time, with reasonable notice where required by law.

7. Third-Party Services and Links

The Services may contain links to or integrations with third-party websites or services. We do not control and are not responsible for the content, policies, or practices of third parties. Your use of third-party services is at your own risk and subject to their terms and conditions.

8. Disclaimer of Warranties

The Services are provided on an “AS IS” and “AS AVAILABLE” basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Services will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of the Services.

Our total liability for any claims arising under these Terms shall not exceed the amount you paid to us for the Services in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless [Company Name], its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses arising from your use of the Services, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for any reason, including violation of these Terms. Upon termination, your right to use the Services will immediately cease.

Provisions that by their nature should survive termination shall survive, including intellectual property, disclaimers, limitation of liability, and indemnification clauses.

12. Privacy

Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Services, you consent to the practices described in the Privacy Policy.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to conflict of law principles. Any disputes arising from or relating to these Terms shall be resolved exclusively in the courts located in [Jurisdiction], unless otherwise required by applicable law.

14. Changes to the Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on our website with a revised “Last Updated” date. Your continued use of the Services after changes become effective constitutes acceptance of the updated Terms.